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María Virginia
Maria, 57, is single and lives in the municipality of Choloma in the department of Cortes.

Maria has always worked selling food in her grocery store. She's had this business for 17 years. She sells rice, butter, instant soups, cereals, commonly used medications, sardines, beverages and snacks.

She is now requesting her 3rd loan, in the amount of 21,000 Honduran lempiras. She plans to use the loan to buy meat, dairy products, beans, rice, cleaning products and beverages.

Maria is convinced that if she stocks up her store her sales and income will grow, allowing her to continuously improve her standard of living.
View original language description ↓
La Señora María tiene 57 años de edad, es soltera, reside en el municipio de Choloma, Departamento de Cortés.
Doña María se ha dedicado desde siempre a la venta de alimentos a través de una pulpería, tiene 17 años de poseer su negocio. Ella vende arroz, manteca, sopas instantáneas, cereales, medicamentos de uso común, sardinas, refrescos y golosinas.
Actualmente ha solicitado su tercer préstamo por la cantidad de 21,000 Lempiras, los que piensa utilizar en compra de carnes, lácteos, frijoles, arroz, productos de aseo y refrescos.
Doña María está convencida de que al surtir su negocio, sus ventas e ingresos crecen, lo que le permite mejorar constantemente su nivel de vida.

Additional Information

About Organización de Desarrollo Empresarial Femenino Financiera, S.A.

This loan is administered by Organización de Desarrollo Empresarial Femenino Financiera, S.A. (ODEF), a Kiva Field Partner in Honduras. A leader in the microfinance sector since 1985, ODEF strives to combat poverty by offering a wide array of financial services to low-income men and women. The organization works with its parent NGO, ODEF OPD, to provide training and technical assistance to impoverished microentrepreneurs. By incorporating the entire family unit in this process, ODEF OPD aims to improve the standard of living through the creation of profitable enterprises. Visit ODEF’s partner page for more information.

About Honduras

  • $4,800
    Average annual income
  • 27
    View loans »
    Honduras Loans Fundraising
  • $8,936,725
    Funds lent in using Kiva
  • 19.7
    Honduras Lempiras (HNL) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,075 helped María Virginia to buy meat, dairy products, beans, rice, cleaning products and beverages.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Oct 10, 2012
Oct 22, 2012
Currency Exchange Loss:
May 18, 2014