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Asif is 50 years old. He is a hard-working, married man with two children.

He has operated his clothing sales' business for more than 22 years. Specifically, he sells sports' and men's clothing. He acquires his products in the old trading center located in the rural area where he lives, and then he re-sells the products to customers.

He is asking for a loan in the amount of 2,300 AZN to buy a variety of additional and new clothes, including winter sportswear. This would be his second loan from VF Azercredit, and he is grateful for the financial support that helps him achieve his goals.

Additional Information

About VisionFund AzerCredit:

Vision Fund AzerCredit was established in 1996 to provide credit to ensure people can take control over their own lives and livelihoods.

While VF AzerCredit works both in the urban and rural areas of Azerbaijan, the emphasis is placed on providing loans to micro and small rural entrepreneurs and self-employed poor, covering remote areas, which are not bankable.

AzerCredit provides group loans, agriculture loans and household and family loans for small and micro entrepreneurs.

About Azerbaijan

  • $10,800
    Average annual income
  • 81
    View loans »
    Azerbaijan Loans Fundraising
  • $14,526,825
    Funds lent in using Kiva
  • 0.8
    Azerbaijan New Manats (AZN) = $1 USD
A loan of $2,950 helped Asif to purchase a variety of additional and new clothes (e.g., winter sportswear) to re-sell to his customers.
Repayment Term
26 months (Additional Information)
Repayment Schedule
Oct 3, 2012
Oct 25, 2012
Currency Exchange Loss:
Nov 24, 2012