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The desire to get ahead is one of the most important dreams of this sixty five year old woman who lives with her family. She has made and sold tortillas for fifteen years. She has a lot of experience in sales and this helps her earn a good income. She has gained a lot of customers because people prefer her because of the quality, excellent service and accesible prices. She is always ready to serve her customers and is an enterprising woman who is dedicated to her work. Every day she fights for a better future with new ideals and free from the crime of her neighborhood. For her the most important thing is family and her safety. That is why she wants to make an investment and repair some problems her house has. She doesn't have enough capital and that is why she is asking INTEGRAL for a loan to buy cement, bricks, flooring, tools etc. She has good credit references and is very responsible. She is committed to paying off her loan and has faith she can bring financial security to her home.
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El deseo de superarse es uno de los sueños mas importantes de esta mujer de sesenta y cinco años de edad que vive junto a su grupo familiar, ella se dedica a la elaboración y venta de tortillas desde hace quince años, tiene mucha experiencia en las ventas y eso le ayuda obtener muy buenas ganancias, se ha hecho de mucha clientela pues las personas la prefieren por la calidad de , por los precios accesibles y por el excelente servicio, siempre a la orden de los clientes; es una mujer emprendedora, dedicada a su labor todos los días lucha por conseguir un futuro mejor con nuevos ideales y alejada de la delincuencia de su area, para ella lo mas importante es la familia y su seguridad por eso hoy que su vivienda ha tenido algunos desperfectos quiere aprovechar y realizar una inversión para su reparación pero no posee de suficiente capital por eso le solicita a INTEGRAL un credito que le permita comprar cemento, ladrillos, piso, herramientas, etc. Tiene buenas referencias de pago y es muy responsable, se compromete a cancelar la deuda y a la vez tiene fe que podrá llevar a su hogar seguridad económica.

Additional Information

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About El Salvador

  • $7,500
    Average annual income
  • 719
    View loans »
    El Salvador Loans Fundraising
  • $26,095,875
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $500 helped this borrower to buy cement, bricks, flooring and tools.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Sep 29, 2012
Nov 1, 2012
Currency Exchange Loss:
Apr 16, 2014