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Up Rising Group
In this Group: Sia , Finda, Feremusu, Sarah, Adama

Update on Up Rising Group

Sia is the leader of this group of entrepreneurs. Sia was born in Nimikoro, Koidu city in Eastern Sierra Leone 42 years ago. She is married to a trader and the couple has four children who are attending primary and secondary school respectively. Sia sells sugar, milk, butter, mayonnaise, toothpaste, etc. She has been a businesswoman for 26 years now.

With the help of this loan, Sia and her group members will be able to expand their respective businesses, make more sales and consequently improve on their living conditions.

Sia will use her share of the loan (800,000 Leones) to buy the above mentioned goods in large quantity to add to her shop.

(Also included in the photo is loan officer, Edward, posing with his clients.)

Previous Loan Details

Sia is the leader of this group of entrepreneurs. Sia was born in Taima Nimikoro, in eastern Sierra Leone, about forty years ago. She is married to a trader and the couple has three children who are attending secondary schools. Sia sells bottles of water, drinks, provisions, etc. She has been a b... More from Up Rising Group's previous loan »

Additional Information

About Salone Microfinance Trust (SMT)

Salone Microfinance Trust (SMT) is Kiva’s oldest field partner in Sierra Leone. SMT began operations in 2002 as a microcredit program of the NGO Child Fund Sierra Leone under a USAID program to assist the reintegration of ex combatants back into their communities. Today, SMT offers group, agricultural, individual and salary loans to micro-entrepreneurs through six branches and one sub-branch in rural, urban, and peri-urban areas. By providing small loans and other financial services, SMT empowers poor clients to generate more income to help their families, improve their wellbeing, and create a more vibrant private small-business sector in Sierra Leone.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Sierra Leone

  • $2,100
    Average annual income
  • 54
    View loans »
    Sierra Leone Loans Fundraising
  • $9,327,250
    Funds lent in using Kiva
  • 4,300.0
    Sierra Leone Leones (SLL) = $1 USD

Success!! The loan was 100% repaid

A portion of Up Rising Group's $950 loan helped a member to buy sugar, milk, butter, mayonnaise, toothpaste, etc. in large quantity to add to her shop.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Sep 21, 2012
Nov 2, 2012
Currency Exchange Loss:
Jun 17, 2013
This photo was used before for a previous loan for Up Rising Group. It was first posted on Kiva on Jan, 2012. Learn More