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Sophy's Group
In this Group: Sophy, Yim, Si
Sophy is 31 years old, married, and has two dependent children who are still small. She lives in a rural village located in the Sampov Meas district of Pursat province. She earns a living by cultivating rice and raising chickens. Rice and chickens are the main source of the family's income, while Sophy's husband is a paid worker. She has been in the farming business for ten years already. She can earn about 29,000 KHR per day to make a living, and can save about 19,000 KHR each day for the future.

This is a group loan for Sophy's group of three members, who live in the same area. All of them have been with VisionFund for two loan cycles already. Her past loans, which Sophy completely repaid, helped her to better support her business. After successful repayment, she felt empowered and confident that she could make a better living for her family. Now leading her group to apply for a new loan, Sophy will use her portion to buy fertilizers for her farmland and to buy net to surround her chickens. With this loan, she hopes to increase her current business and earn more income, to improve her standard of living.

Additional Information

About VisionFund Cambodia

VisionFund Cambodia is a Christian organization and microfinance institution that provides small loans and other financial services to improve the lives of children, empower poor women and their families, and grow successful businesses. The organization works primarily in rural parts of Cambodia and has distinguished itself by targeting the very poor who require smaller loan sizes, regardless of religious beliefs, gender or ethnic background.

Kiva lenders’ funds will help the organization to expand into the northeastern provinces of the country, which have historically been underserved and difficult to reach with financial services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Cambodia

  • $2,600
    Average annual income
  • 37
    View loans »
    Cambodia Loans Fundraising
  • $38,708,425
    Funds lent in using Kiva
  • 4,027.0
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A portion of Sophy's Group's $1,400 loan helped a member to buy fertilizers for her farmland and to buy net to surround her chickens.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Sep 21, 2012
Nov 2, 2012
Currency Exchange Loss:
Dec 17, 2013