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Every positive person feels the desire to do her best, aspire to be successful, and surpass poverty; and this woman is looking for all of this on her road to the future. She has begun with the right foot forward because she has a tortilla stand and small store which are profitbable. And thanks to her sales experience she has high earnings. Her business is set up at home and she has attracted many customers who prefer her because of quality and low prices, as well as her excellent service.

She is an enterprising woman, dedicated to her work, struggling to get ahead and very determined. She wants a more prosperous future and every day she works hard toward that end. She is happy and comfortable with her business; and in the last few weeks since demand has increased. she decided to make a new investment. But not having enough capital to do so she has requested a loan through INTEGRAL to buy wholesale maize, firewood, sweets, etc. She has a good credit record and is very responsible, claiming she will pay back the loan. She is hopeful she can also give her family a better lifestyle.
View original language description ↓
Toda persona positiva siente el deseo de superación, aspira a lograr el éxito, superar la pobreza y esta mujer esta buscando todo ello en su camino al futuro, ha comenzado con el pie derecho porque posee una tortillería y una pequeña tienda que son muy rentables y gracias a su experiencia en las ventas obtiene muchas ganancias, comercia desde su vivienda y se ha hecho de mucha clientela que la prefiere por la calidad, los buenos precios y por el excelente servicio; ; es una mujer emprendedora, dedicada a su labor, luchadora y muy decidida, quiere un futuro mas prospero y todos los días se esfuerza por ganárselo, esta muy feliz y cómoda con su negocio y en estas últimas semanas que aumento la demanda, decidió realizar una nueva inversión pero no posee de suficiente capital por eso solicita a INTEGRAL un crédito que le permita comprar maíz por mayor, leña, golosinas, etc. Tiene buenas referencias de pago y es muy responsable asegura que podrá saldar la deuda y a la vez confía que le dará a su familia una mejor calidad de vida.

Additional Information

More information about this loan

This loan is part of a pilot project Apoyo Integral is launching in conjunction with several local NGOs to support at-risk youth and their families with funding from Kiva. This loan product is tailored to young people who find themselves in high-risk situations because they are located in areas affected by extreme violence. Loans are combined with vocational, technical, and financial training to help these young people develop business ideas that will help them generate income, reintegrate into society, and support their dreams of being productive and contributing members of society.   

Due to potential safety risks facing these youth, some of the loans are being disbursed to their parents in order to protect their identities. For the same reason, the faces of some Apoyo Integral borrowers may be blurred in photos. Apoyo Integral appreciates Kiva lenders' understanding of these challenges and encourages them to provide much-needed support to at-risk Salvadoran youth.

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 859
    View loans »
    El Salvador Loans Fundraising
  • $28,312,150
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped this borrower to buy wholesale maize, firewood and sweets.
100% repaid
Repayment Term
21 months (Additional Information)
Repayment Schedule
Sep 29, 2012
Oct 23, 2012
Currency Exchange Loss:
Aug 18, 2013