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Marta Lilian
She is a very hard-working, honest, and sincere woman. Her biggest wish is always to improve herself in order to give her family the best. She lives with her family, and together with her husband she puts forth great effort so that her humble household never goes without their daily bread.

Nevertheless, they still have needs, things that they lack. She is used to struggling to get out of poverty and make good her talent for business. She has never given up because of life’s adversities. Her will to succeed is enormous.

She now sells spices in a well-known area of the country. Every morning she sets out walking and going through the streets selling the different spices that there are. She also has a small store in her house, where she sells the little that she did not manage to sell during the day.

She wishes to increase her sales, and that is why she approaches Integral to request a loan. This way she will be able to sell spices that she currently does not have. These include sesame, red pepper, guaco chili, annatto, garlic, laurel leaves, and black pepper, among others.

She hopes and trusts in God that she will soon be able to increase her sales. This way she will have complete assurance that her children will lack for nothing in the future.
View original language description ↓
Es una mujer muy trabajadora honesta y sincera que siempre su mayor deseo es superarse para brindarle lo mejor a su familia. Reside con su grupo familiar y junto a su esposo se esfuerzan para que nunca les haga falta el pan de cada día en su humilde hogar, sin embargo no dejan de existir carencias, cosas que hacen falta por lo que acostumbrada a luchar por salir de la pobreza hará valer sus buenas cualidades para el comercio. Jamás se ha dejado vencer por las adversidades de la vida, sus deseos de superación son enormes. Ahora se dedica a vender especies en una zona muy conocida del país, cada mañana le toca caminar y recorrer las calles vendiendo las diferentes especies que existen y también en su casa posee una pequeña tienda en la cual vende lo poco que no logra vender en el día. Pero siente el deseo de incrementar su venta y es por eso que se acercó a INTEGRAL para solicitar un crédito y así poder vender especies con que actualmente no cuenta como: Ajonjolí, Chile morrón, Chile guaco, Achote, Ajo, Hojas de laurel, pimienta, entre otros. Espera y confía en Dios que pronto podrá ella incrementar su venta y así tener la plena seguridad de que a sus hijos no les faltara nada el día de mañana.

Additional Information

More information about this loan

This loan is part of a pilot project Apoyo Integral is launching in conjunction with several local NGOs to support at-risk youth and their families with funding from Kiva. This loan product is tailored to young people who find themselves in high-risk situations because they are located in areas affected by extreme violence. Loans are combined with vocational, technical, and financial training to help these young people develop business ideas that will help them generate income, reintegrate into society, and support their dreams of being productive and contributing members of society.   

Due to potential safety risks facing these youth, some of the loans are being disbursed to their parents in order to protect their identities. For the same reason, the faces of some Apoyo Integral borrowers may be blurred in photos. Apoyo Integral appreciates Kiva lenders' understanding of these challenges and encourages them to provide much-needed support to at-risk Salvadoran youth.

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 725
    View loans »
    El Salvador Loans Fundraising
  • $26,296,575
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $700 helped Marta Lilian to buy spices like sesame, red pepper, guaco chili, annatto, garlic, laurel leaves, and black pepper, among others.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Sep 29, 2012
Oct 23, 2012
Currency Exchange Loss:
Aug 23, 2014