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Los Girasoles Group
In this Group: Sonia Norela, Giovanna, Carlos, Pedro, Maria Elizabeth, Gregorio, Segunda Simona
Sonia Norela is 43, single, and has two children, ages 27 and 16. With her daughter's help, she prepares food that she makes in her home's small kitchen and then delivers it to a construction site, where it is sold to the workers. She began the business with a small loan, and she has been slowly building her clientele.

Sonia Norela belongs to the communal bank "Los Girasoles," which has seven responsible members who make their loan payments on time. She will use this loan to buy items for a commercial kitchen because her business must be able to prepare more dishes to increase its customer base.
View original language description ↓
La Sra. Sonia Norela, tiene 43 años de edad, es soletar, tiene 2 hijos una de 27 y el otro de 16 años. Ella se dedica a la venta de menú, el cual prepara en su domicilio en una pequeña cocina y luego traslada su comida hacia una construcción donde vende su menú a los trabajdores con la ayuda de su hija mayor. Inició éste negocio con un pequeño préstamo que recibió pococ a poco fué aumentando su clientela.
Sonia Norela pertenece al grupo "Los Girasoles" formado por 7 socios, ellos se han caracterizado por su responsabilidad y puntualidad en el pago de su crédito. En ésta oportunidad ella invertirá el préstamo recibido en la compra de una cocina industrial ya que es muy necesario para su negocio para poder preparar mas platos de comida y asi aumentar su número de clientes.

Additional Information

About EDAPROSPO

EDAPROSPO seeks to use micro-credit to foster productive commercial activity for the sake of economic and social development within vulnerable urban and rural sectors traditionally neglected by commercial banks. By offering innovative products such as technical education loans and microfinance groups for young people, EDAPROSPO helps disadvantaged Peruvians lift themselves out of poverty.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $6,715
    Average annual income
  • 111
    View loans »
    Peru Loans Fundraising
  • $56,074,975
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Los Girasoles Group's $1,575 loan helped a member to invest in a commercial kitchen.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Oct 18, 2012
Listed
Oct 21, 2012
Currency Exchange Loss:
Possible
Ended:
Apr 17, 2013