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Kene Maria
Kene, age 29, lives with her mother, brother, and her baby 4-year-old boy in the south end of the city in an established neighborhood. There, she sells a variety of merchandise like sheets, towels, bedspreads, as well as gold, silver, and metal jewelry. Through this trade, which she started less than 2 years ago, she has managed to earn an income to sustain her little 4-year-old, who she hopes to see grow up to be a successful man and for whose account she makes certain to keep herself working all the time.

When she started the business, her recently separated husband gave her 1,000,000 pesos [COP] to start her enterprise. That's how she was able to invest in merchandise and sell it in her market niche, the domestic arena, which has expanded and gone very well. That's why she's enthusiastic about making her business grow more. This is why she's applying for a loan, her first from the Fundación Mario Santo Domingo [Kiva field partner], which she will use to buy gold, silver, and metal jewelry, as well as casual clothing and footwear. These are the items that her customers order when she makes her monthly rounds and that she sells to them on credit. She is very cautious in selecting her clientele in order to keep up her capital stock and at the same time be able to meet their needs when they place an order.
View original language description ↓
Kene de 29 años de edad, vive con su madre su hermano y su pequeña hija de 4 años de edad, al sur de la ciudad en un barrio tradicional al sur de la ciudad; allí se dedica a la venta de mercancías, como sabanas, prendas de oro, acero y plata, además de toallas y cubrelechos; con esta actividad que inició hace menos de 2 años, ha logrado generar ingresos, para sostener su pequeña hijo de 4 años, con el cual sueña ver convertido en un hombre exitoso y por eso se esmera trabajando incesantemente. Cuando inició el negocio, su esposo recién separado de su hogar, le dio $1.000.000 COP, dinero con el que inició su emprendimiento, así fue como invirtió en mercancías, y vendiéndolas en un nicho de mercado, muy doméstico, que hoy se ha extendido porque le ha ido muy bien, por eso está entusiasmada en hacer crecer su negocio. Esta es la razón por la cual aplica aun credikiva, primer financiamiento que hace a la Fundación Mario Santo Domingo, con el cual comprará, prendas de oro, de plata y de acero, así como ropa para habitaciones y calzado; estos artículos han sido encargados por su clientela , cuando tomó su pedido en la preventa que Kene acostumbra a hacer mensualmente y que venderá a crédito a su clientela, que ha escogido muy cuidadosamente para cuidar cada vez mas su capital de trabajo y también poder responderles oportunamente cuando estos lo soliciten.

Additional Information

About Fundación Mario Santo Domingo

Fundación Mario Santo Domingo (FMSD) is a non-profit organization in northern Colombia dedicated to developing programs for the country’s poorest communities. In addition to numerous social services, FMSD runs a microfinance program to strengthen micro-businesses in the areas where it works. The organization also offers several non-financial components as part of this program, including training to help entrepreneurs start their own businesses.

About Colombia

  • $6,070
    Average annual income
  • 162
    View loans »
    Colombia Loans Fundraising
  • $13,194,000
    Funds lent in using Kiva
  • 1,797.5
    Colombia Pesos (COP) = $1 USD

Success!! The loan was 100% repaid

A loan of $575 helped Kene Maria to buy gold, silver, and metal jewelry, as well as casual clothing and footwear.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Oct 19, 2012
Listed
Oct 21, 2012
Currency Exchange Loss:
Possible
Ended:
Nov 18, 2013