Update on WalbertoWalberto is 42 years old, unmarried and has four children of school age. He has his own house which is located in Lambayeque, an area that has a moderate commercial activity. It belongs to the province of the same name and is located twenty minutes from the city of Chiclayo.
The activity that Walberto carries out is the breeding and selling of animals. The business is located in the back part of his house. When they have reached a good level of development he offers them for sale to the merchants who frequently visit the area. This activity provides a stable source of income for him with which he can help his young family get ahead. In addition, he works in agriculture and he sells rice.
Walberto has requested 3,500 “nuevo soles” (PEN) from Edpyme Alternativa to invest in renting one hectare of farm land to plant rice. Additionally his partner wishes to buy medium-sized turkeys for fattening and then selling in December for the Christmas season.
La actividad que desarrolla Walberto es la crianza y comercialización de animales, el negocio está situado en la parte posterior de su domicilio, cuando ya han alcanzado un buen nivel de desarrollo los ofrece en venta a los negociantes que visitan con frecuencia la zona. Esta actividad le provee de una fuente estable de ingresos con los cuales saca adelante a su joven familia. Adicionalmente trabaja como obrero agrícola y la comercialización de arroz.
Walberto ha solicitado a Edpyme Alternativa 3500 nuevos soles para invertir en el arriendo de 1ha de terreno de cultivo para la siembra de arroz, adicionalmente su cónyuge dese comprar pavos medianos para su engorde y posterior venta en Diciembre por la campaña navideña.
Previous Loan DetailsWalberto, 41, is single. He owns his house that has water and electricity. It is located in the rural part of Lambayeque Department. This zone is characterized by the activities its residents engage in: farming, raising livestock and tourism. Walberto has been selling unhulled rice for… More from Walberto's previous loan »
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
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Success!! The loan was 100% repaid
- Repayment Term
- 14 months (Additional Information)
- Repayment Schedule
- Sep 19, 2012
- Oct 21, 2012
- Currency Exchange Loss:
- Jun 21, 2013
Photo from previous loan
Kiva allows our Field Partners to re-use the same photo for individual borrowers that have been posted on Kiva's website once before in a 24 month period, and we allow them to re-use group photos for up to 24 months, provided that 80% of the current group's membership is represented.
Taking, collecting, and uploading photos of borrowers is one of the most challenging elements of using Kiva for our Field Partners. In order to make Kiva easier for Field Partners to use, we have allowed them to post successive and concurrent loans without taking a new photo of the borrower if the criteria above are met.