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Zedaga 1 Group
In this Group: Natcha Viviane, Yeyinou Paulette, Léonie Julienne
ZEDAGA 1 is a group made up of three people who sell the same products. The group's representative, named Natcha Viviane, is the one raising her hand in the photo.

It is the first time that the members of this group are requesting financial support from ALIDé in order to raise the level of their activity.

Married to a man named Landry, Natcha Viviane is the mother of three children, all in school and her dependents. In addition to their children, the couple have another child in their care. Natcha Viviane and her husband live with their children and jointly take care of the household expenses.

Natcha Viviane attended school for a short period of time only. She has been selling condiments at a market in Benin for about ten years, an activity which allows her to meet her needs without much difficulty. She also stocks up at a market in Benin.

In order to better meet her customers' expectations, Natcha Viviane would like to strengthen and diversify her activity. To do this, she and the other members of the ZEDAGA 1 group are requesting their first loan from ALIDé.
View original language description ↓
Le groupe ZEDAGA 1 est formé de trois personnes qui font le commerce des mêmes produits. La représentante de ce groupe, nommée Natcha Viviane, est celle dont la main est levée sur la photo. C’est la première fois que ce groupe sollicite l’appui financier de ALIDé en vue d’élever le niveau de leur activité. Mariée à un certain Landry, Natcha Viviane est mère de trois enfants tous scolarisés et à sa charge. En plus de leurs enfants, le couple a un autre enfant à charge. Le couple vit ensemble avec les enfants et assure ensemble, les diverses charges de la maison. Natcha Viviane a peu fréquenté l’école. Il y a une dizaine d’année que Natcha Viviane exerce comme activité, la vente des condiments dans un marché du Bénin ; ce qui lui permet de répondre sans grande difficulté à ses besoins. Natcha Viviane s’approvisionne dans un marché du Bénin. Dans le souci de mieux répondre aux exigences de sa clientèle, Natcha Viviane désire renforcer et diversifier son activité. Pour ce faire, Natcha Viviane sollicite, ensemble avec les autres membres du groupe ZEDAGA 1, un premier crédit auprès de ALIDé.

Additional Information

About Alidé

Alidé is a Beninese NGO that works to reduce poverty by offering sustainable access to productive loans like this one in addition to savings, training sessions, and social work to low-income families.

Supporters of this loan should be aware that there is some risk of being repaid late. Because the Beninois Ministry of Finance has imposed restrictions on the amount of money Alidé can send to Kiva, the organization can only send monthly repayments in installments smaller than $13,000. This means that some Kiva lenders may receive their repayments late. However, Alidé remains a healthy institution in good standing with its creditors, and Kiva would like to continue working to support its clients. For more information, please refer to Alidé's partner profile page.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Benin

  • $1,600
    Average annual income
  • 0
    View loans »
    Benin Loans Fundraising
  • $4,467,950
    Funds lent in using Kiva
  • 501.9
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD

Success!! The loan was 100% repaid

A portion of Zedaga 1 Group's $900 loan helped a member to buy condiments.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Sep 21, 2012
Listed
Oct 23, 2012
Currency Exchange Loss:
Possible
Ended:
Sep 18, 2013