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Steven Tamba J.'s Group
In this Group: Steven Tamba J., Sahr , Tamba E. , Aiah
Pictured here are teachers of a primary school in Koidu, a city in Eastern Sierra Leone. These teachers have come to SMT, a partner of, to apply for a loan of 4,900,000.00 Leones in order to meet their immediate financial challenges. At the end of each month, they will repay the loan using their monthly salaries.

Steven, 38, is the leader of this group of teachers. A native of Koidu, Steven is married and has five children who are attending schools. Steven has been a professional teacher for 16 years now. Apart from being a teacher, Steven is also a businessman and has been in the cosmetics business for six years now. He has requested this loan to pay school fees for his children and invest the rest in business. He will buy cosmetics in large quantities to add to his current stock.

Additional Information

About Salone Microfinance Trust (SMT)

Salone Microfinance Trust (SMT) is Kiva’s oldest field partner in Sierra Leone. SMT began operations in 2002 as a microcredit program of the NGO Child Fund Sierra Leone under a USAID program to assist the reintegration of ex combatants back into their communities. Today, SMT offers group, agricultural, individual and salary loans to micro-entrepreneurs through six branches and one sub-branch in rural, urban, and peri-urban areas. By providing small loans and other financial services, SMT empowers poor clients to generate more income to help their families, improve their wellbeing, and create a more vibrant private small-business sector in Sierra Leone.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Sierra Leone

  • $2,100
    Average annual income
  • 29
    View loans »
    Sierra Leone Loans Fundraising
  • $9,391,500
    Funds lent in using Kiva
  • 4,336.9
    Sierra Leone Leones (SLL) = $1 USD

Success!! The loan was 100% repaid

A portion of Steven Tamba J.'s Group's $1,150 loan helped a member to pay school fees for his children and invest the rest in business. He will buy cosmetics in large quantity to add to his current stock.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Sep 19, 2012
Oct 25, 2012
Currency Exchange Loss:
Aug 17, 2013