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José Ovidio
Jose is 28 years old, married, and has a child. At age 18, he began to work in a textile factory, working for a year as a tailor. At 20 years old, he moved homes, setting up his own tailor’s shop there in which he makes pants, skirts, blouses, uniforms, among other garments. His wife is studying in her last year at the university to teach mathematics. He and his daughter are very happy because the dream of their family is going to become a reality. It is a close family. They have a good reputation in the community, with values and principles.

The loan that he is requesting from Fundación Campo is to pay the labor for the construction of his cinder block house. He has some savings and with the loan he intends to complete the budget that he needs to construct the house. With this he will achieve another objective: to provide better security and comfort to his family. Furthermore, he plans to acquire another plot of land for his children.
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José tiene 28 años de edad, es casado y tiene un hijo. A la edad de 18 años, él empezó a trabajar en una empresa de maquila, trabajando durante un año en el área de sastre, a los 20 años se traslado de domicilio, instalando allí su propia sastrería en donde confecciona; pantalones, faldas, blusas, uniformes, entre otras prendas más. Su esposa esta cursando su ultimo año en la universidad de profesorado en matemáticas. Él y su hija se sienten muy felices, por que el sueño de su familia se va hacer realidad, es una familia unida tienen buena reputación en la comunidad, con valores y principios.

El préstamo que esta solicitando a Fundación Campo, es para pagar la mano de obra para la construcción de su casa de bloque. Él posee unos ahorros y con el préstamo piensa completar el presupuesto que necesita para construir la casa. De esta forma, él lograra otro objetivo, al brindar a su familia mayor seguridad y comodidad, además piensa adquirir otro terreno para sus hijos.

Additional Information

About CrediCampo

This loan is administered by CrediCampo, a Kiva Field Partner in El Salvador. CrediCampo seeks to improve the lives of rural communities and their families in areas including health, education, basic services, and infrastructure. Through its Community Development Unit, CrediCampo provides scholarships, leadership development training, and financial education programs for families in rural areas. CrediCampo’s work is crucial in addressing the issue of poverty in El Salvador. Based on 2009 estimates, 37.8% of the population lives below the poverty line. To learn more about CrediCampo and their work, visit their partner page.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About El Salvador

  • $7,500
    Average annual income
  • 662
    View loans »
    El Salvador Loans Fundraising
  • $26,134,600
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD
Expired
A loan of $1,000 helped José Ovidio to pay the labor for the construction of his cinder block house.
Repayment Term
20 months (Additional Information)
Repayment Schedule
Irregularly
Pre-Disbursed:
Oct 18, 2012
Listed
Nov 3, 2012
Currency Exchange Loss:
N/A
Expired:
Dec 3, 2012