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Maria Pilar
María, age 49, is married and does not have children. María learned hairdressing and make-up, which she has now made her profession. She currently has a lot of customers including men, women, and children. They prefer her work because they have known her for a long time.

María tells us that five years ago she also started to sell beauty products in her area. She works from Monday through Saturday from 9:00 a.m. until 10 p.m. At her beauty salon she offers services such as cutting and styling, permanents, straightening, make-up, manicures, and others. She likes what she does because this is what she always wanted to be.

She will use the loan she is requesting to buy dyes, hair treatments, nail polish, and tools for her beauty salon. She hopes to improve her income in order to fix her place up a little bit.
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María tiene 49 años estado civil casada, no tiene hijos. María aprendió peluquería, maquillaje lo que actualmente hizo que esa sea su profesión. En la actualidad tiene muchos clientes desde hombres, mujeres y niños que prefieren su atención porque la conocen desde hace mucho tiempo. María nos comenta que hace 5 años atrás también empezó a vender productos de belleza por el sector laborando de lunes a sábado desde las 9 hasta las 22 de la noche. En su gabinete ofrece cortes con estilo, permanentes, alisados, maquillaje, arreglo de uñas y demás. Le gusta lo que realiza porque ese es lo que siempre quizo ser. Con el préstamo que está solicitando comprara: tintes, ampollas para el cabello, esmaltes y herramientas para el gabinete. Espera mejorar sus ingresos para arreglar un poco el local

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,200
    Average annual income
  • 18
    View loans »
    Ecuador Loans Fundraising
  • $22,541,325
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD
Expired
A loan of $1,575 helped Maria Pilar to buy dyes, hair treatments, nail polish, and tools for her beauty salon.
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Sep 19, 2012
Listed
Nov 3, 2012
Currency Exchange Loss:
N/A
Expired:
Dec 3, 2012