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Chhum's Group
In this Group: Chhum, Long
Chhum, a citizen from the Moung Russey district of Cambodia, is 42 years old and single. She has managed her daily basic needs through rice farming and chilies planting. Engaging in this business for 22 years, she is able to earn about 12,000 KHR (Cambodian riels) per day.

Including this loan cycle, she has been with VisionFund for three loan cycles. Her past two loans, which she has paid back, have helped her to better support her business on time. Now, she forms a group of two to seek a new loan. As the leader, her loan portion will be used to buy fertilizer for both cash crops. She hopes this purchase will increase her yield and return her more profit.

Additional Information

About VisionFund Cambodia

VisionFund Cambodia is a Christian organization and microfinance institution that provides small loans and other financial services to improve the lives of children, empower poor women and their families, and grow successful businesses. The organization works primarily in rural parts of Cambodia and has distinguished itself by targeting the very poor who require smaller loan sizes, regardless of religious beliefs, gender or ethnic background.

Kiva lenders’ funds will help the organization to expand into the northeastern provinces of the country, which have historically been underserved and difficult to reach with financial services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Cambodia

  • $2,600
    Average annual income
  • 111
    View loans »
    Cambodia Loans Fundraising
  • $35,445,525
    Funds lent in using Kiva
  • 4,032.0
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A portion of Chhum's Group's $325 loan helped a member to buy fertilizer for her cash crops.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Sep 19, 2012
Nov 2, 2012
Currency Exchange Loss:
Oct 17, 2013