Update on EslysElsys is 19 years old. She lives in her own home with her husband and young daughter. The house is located in the district of Tambogrande. Elsys lives in a rural part of the district and does not have basic services.
She relies on the business of selling clothing from her own home, for which she has already established customers in the area. She attends to it permanently and has more than a year of experience in the business. She works on an agricultural estate and they pay her monthly. At the same time she makes a living selling groceries and raising small animals. With the income that she receives she helps support her family.
Elsys wants to buy more clothing to sell later, especially for the Christmas season. This is why she thought it would be a good idea to get a loan for 1,500 nuevos soles from Edpyme Alternativa.
Ella cuenta con negocio de venta de ropa en su propio domicilio, para lo cual tiene clientela ya establecida en la zona. Atiende permanentemente y tiene más de 01 año de experiencia en el negocio, trabaja en un fundo agrícola y le pagan mensualmente. A la vez se dedica a la venta de abarrotes y crianza de animales menores. Con los ingresos que percibe apoya a su familia.
Eslys desea comprar más ropa para posteriormente venderla, especialmente para la campaña navideña. Es por ello que ha creído conveniente obtener un préstamo de 1500 nuevos soles en Edpyme Alternativa.
Previous Loan DetailsEslys is an 18-year-old parent. She lives with her husband and her small daughter in the settlement of Malingas, This is a rural area in the Tambogrande farming district, an area with a tropical climate, noted for the production of fruit such as mangos and lemons. The area is located in the P... More from Eslys's previous loan »
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
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Success!! The loan was 100% repaid
- Repayment Term
- 14 months (Additional Information)
- Repayment Schedule
- Sep 19, 2012
- Oct 20, 2012
- Currency Exchange Loss:
- Mar 20, 2013
Photo from previous loan
Kiva allows our Field Partners to re-use the same photo for individual borrowers that have been posted on Kiva's website once before in a 24 month period, and we allow them to re-use group photos for up to 24 months, provided that 80% of the current group's membership is represented.
Taking, collecting, and uploading photos of borrowers is one of the most challenging elements of using Kiva for our Field Partners. In order to make Kiva easier for Field Partners to use, we have allowed them to post successive and concurrent loans without taking a new photo of the borrower if the criteria above are met.