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Flora Virginia

Update on Flora Virginia

The associate is Sra. Flora Virginia, who is part of the bank “Luz Del Sur” (Light of the South) of the city of Cusco Peru. The associate is a hard working woman. She continues devoting herself to teaching at the university.

The associate in this opportunity is requesting a loan to purchase teaching tools such as digital materials, summaries, and print outs for her classes.

Flora Virginia works hard and sacrifices to give her youngest son a better life. It is most important to provide and pay for a better university education. The associate is very grateful with Kiva for letting her give a better life to her family and a better education to her son.
View original language description ↓
La socia Es la señora Flora Virginia, ella pertenece al banco “LUZ DEL SUR” de la ciudad del Cusco – Perú. La socia es una mujer muy trabajadora, ella continua dedicándose a la docencia universitaria, la socia en esta oportunidad está solicitando el préstamo para comprar material didáctico como material digital, resúmenes y separatas, para sus clases.
Flora Virginia trabaja mucho y se sacrifica para darle a su último hijo una mejor vida, y lo que es más importante, brindarle y pagarle una mejor educación universitaria.
La socia está muy agradecida con KIVA por permitirle dar una mejor calidad de vida a su familia y una mejor educación a su hijo.

Previous Loan Details

Flora Virginia is 56 years old and married with three children aged twenty, thirty, and 32 years. She has thirty years of experience as a high school educator, teaching language and communications. Flora Virginia is one of twelve members of the village bank, “Luz del Sur,” located in the And... More from Flora Virginia's previous loan »

Additional Information

Important Information

About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Peru

  • $12,000
    Average annual income
  • 105
    View loans »
    Peru Loans Fundraising
  • $57,923,600
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $600 helped Flora Virginia to purchase educational materials.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Oct 17, 2012
Nov 13, 2012
Currency Exchange Loss:
Mar 15, 2013