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Laura Jacqueline
Laura is 34 years old and her civil status is married. She lives in northern Guayaquil, known as Orquídeas. She is learning from her uncle who had the same profession, which she enjoys because she takes courses to widen her knowledge and improve techniques. Laura says that in all of her work what counts most is the experience one gains over time, and she has plenty of it. She works alone Monday to Sunday from seven in the morning to six in the afternoon and always finishes with the order. Her specialties are horse-riding clothes which are widely selected, as well as shirts, unisex pants, blouses, uniforms, and dresses. The workshop is located in her house where she has her machine and a table for cutting. The major problem which Laura faces is handing in the garments when they're finished, because the minibus moves and she fears thieves will steal her work. She is asking for the loan to buy another sewing machine because her current one is old and she needs a change, though she won't throw it out because she needs to find someone who it will serve. She hopes to buy an industrial machine in the future with which she would bring better service. With this loan Laura will buy thread, cloth, an industrial machine, etc.
View original language description ↓
Laura tiene 34 años estado civil casada, tiene 3 hijos vive en el norte de Guayaquil conocido como el Orquídeas. Ella aprendiendo de su tío quien tenía esta misma profesión, le gusto mucho por lo que realizo varios cursos para ampliar sus conocimientos y mejorar las técnicas. Laura comenta que en todo trabajo lo que más cuenta es la experiencia que se adquiere con el tiempo y el ya tiene bastante. Trabaja sola de lunes a domingos desde las 7 de la mañana hasta las 6 de la tarde siempre que termine con el pedido. Su especialidad son los ternos de caballeros los cuales tienen gran acogida, también confecciona camisas, pantalones unisex, blusas y uniformes, y vestidos. El taller está ubicado en su domicilio donde tiene su máquina y una mesa para el corte. El mayor problema que enfrenta Laura es la entrega de las prendas una vez terminadas, como se mueve en busetas teme que los ladrones roben su trabajo. El préstamo que está solicitando es para la compra de otra máquina de coser ya que la actual esta vieja y necesita un cambio, igual no la desechara ya que de necesitar contratar alguien le serviría. Espera a futuro comprar una maquina industrial con la que brindaría mejores servicios. Con el préstamo Laura comprara : hilo, telas, maquina industrial etc.

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,200
    Average annual income
  • 41
    View loans »
    Ecuador Loans Fundraising
  • $23,087,325
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,600 helped Laura Jacqueline to buy thread, an industrial machine, etc.
100% repaid
Repayment Term
17 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Sep 19, 2012
Listed
Nov 1, 2012
Currency Exchange Loss:
N/A
Ended:
Nov 21, 2013