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Pauline
Pauline is a 43 year old married woman. She has 4 children with ages ranging from 14 years to 25 years. Pauline describes herself to be hardworking. She operates a retail store where she sells spare parts. Her business is located near a bus station and her primary customers are motor vehicle owners and conductors. She describes her biggest business challenge to be stiff competition within the area. She will use the 35,490 KES loan to buy a water dispenser and a fridge which will be used by her 10 family members. Her business goal is to improve her business within 5 years. This is her second loan with SMEP DTM.

Additional Information

More information about this loan

This loan is a part of SMEP's loan program to promote clean drinking water in partnership with Water.org. Called WASH (Water, Sanitation and Hygiene), this program offers three loan products:

1)      Loans designed to increase access to water. This includes financing for water tanks, water connections, water kiosks, pumps, filters, dispensers and catchment systems.

2)      Loans for sanitation improvements. This includes financing for the construction of bathrooms, toilets, septic tanks, soak pits, pit latrines, disposal units and incinerators.

3)      Loans for the drilling and construction of boreholes, shallow wells and water towers. This also includes the establishment and improvement of water treatment plants and chemicals.

WASH loan products carry greater risk than typical Kiva loans because they are used to fund non-income generating assets (in most cases), and therefore will need to be repaid with other sources of income. This income may already be contingent on other loans held by loan recipients.

About Kenya

  • $1,800
    Average annual income
  • 615
    View loans »
    Kenya Loans Fundraising
  • $40,262,550
    Funds lent in using Kiva
  • 85.2
    Kenya Shillings (KES) = $1 USD

Success!! The loan was 100% repaid

A loan of $425 helped Pauline to buy a fridge and water dispenser.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Oct 15, 2012
Listed
Oct 25, 2012
Currency Exchange Loss:
Possible
Ended:
Nov 17, 2013