K. Barnogul lives in the J.Utkansoi, and she is married and has a child. Along with many fellow villagers, she raises livestock. It is the family business, and she is responsible for taking care of the animals, milk production, and making sour milk products. It is a very hard work, but she is eager to work to ensure a good future for her family. She has 10 years of experience raising livestock.
K. is applying to KIVA for a business development loan of 2100 STJ ($625 USD) for 8 months to buy special modern equipment for milk processing and making sour-milk products.