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Bashiran is a 49 year-old married woman and a mother of three. She is been in the business of selling milk for many years. Her husband does labor work and his daily income is very low. It was very difficult for her to cover the necessities of life with the income of her husband. So she decided to help her husband as well as her family. For this purpose, she purchased a buffalo five years ago and started selling the milk. She sells milk to many of her neighbors, along with butter, cheese and ghee that she makes from the milk. She counts a good client list. Her business is good enough for her to lead a decent life. She worked hard and made savings for expanding her business and now she has two buffaloes and good number of customers. She needs a loan of Rs.30,000 for purchasing a buffalo because her customers are increasing day by day.

Additional Information

About Kashf Foundation

Kashf Foundation is one of the leading microfinance providers in Pakistan, focused on expanding financial access for poor women across the country. The organization’s economic empowerment program has grown from 913 clients in 1999 to 284,653 clients as of May 2012, with a current outstanding portfolio of US$32 million.

Kashf has trained over 227,000 clients in basic financial literacy and systemized financial education since 2010, in addition to providing training in gender justice and empowerment to over 12,500 participants since 2011. This group includes clients, their husbands and adolescent boys in their communities.

Over the past 16 years, Kashf has disbursed an estimated 2 million loans. Today, it operates in 16 districts in Punjab province and 1 district in Sindh province through a network of 157 branches. It plans to open 19 new branches to cover all four of Pakistan’s provinces.

About Pakistan

  • $4,700
    Average annual income
  • 370
    View loans »
    Pakistan Loans Fundraising
  • $15,689,950
    Funds lent in using Kiva
  • 95.5
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $325 helped Bashiran to purchase another buffalo.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Oct 12, 2012
Nov 2, 2012
Currency Exchange Loss:
Oct 17, 2013