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A young man of 21, Bhagirathi lives with his parents and is the sole provider for his family. The family lives in the rural area of Odisha, an eastern state of India.

Bhagirathi owns a general shop in his village selling a variety of products such as betel, snacks, electric bulbs, etc. He applied for a 30,000 Indian rupee loan to diversify his products to meet the different demands of his customers. By purchasing more household products for his shop, Bhagirathi hopes to increase his profit and improve the conditions of his family.

Additional Information

Important note about this loan

Due to Indian government regulations, if you fund this loan, you will not be repaid for at least 3 years. This borrower will likely repay your loan much sooner than that, in which case, the Field Partner may re-loan your funds to help other local borrowers. We want you to be aware of this minimum 3-year waiting period and the associated risks before making a loan to Indian borrowers on Kiva. Learn More >

About People's Forum

People’s Forum is a development organization based in Odisha, India that provides affordable loan products and support services to women. The organization distinguishes itself by reaching out to particularly marginalized groups, including leprosy-affected families, widows, single mothers, and disabled persons. People’s Forum will harness Kiva’s flexible, zero-interest capital to serve even more borrowers in one of the poorest regions of India.

About India

  • $4,000
    Average annual income
  • 148
    View loans »
    India Loans Fundraising
  • $5,195,225
    Funds lent in using Kiva
  • 53.4
    India Rupees (INR) = $1 USD
Paying Back

This loan has been fully funded!

A loan of $575 helped Bhagirathi to pay for a variety of household products for his general shop.
0% repaid
Repayment Term
43 months (Additional Information)
Repayment Schedule
At end of term
Oct 10, 2012
Oct 24, 2012
Currency Exchange Loss: