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Oun is a 47-year-old widowed mother of four children in a rural area of the Ponhea Krek district of Kampong Cham province. All of her children are dependent on her; some are still in school and some help the family’s business.

Besides rice farming, Oun also complements the income by working for others for a fee. Having been in this occupation for 23 years, they are able to earn almost 30,000 KHR per day and manage to save about 20,000 KHR each day after deducting daily expenses. Low crop yield resulting from drought is the main challenge for her paddy-field business.

Oun has been with VisionFund for one cycle and fully paid back the past loan. She has wisely used the previous loan to better support her family living’s conditions.

Oun is now asking for another loan with VisionFund of 2,500,000 KHR. She is going to use this loan to buy fertilizers for her farmland. With this loan, Oun hopes to cultivate her rice healthfully to earn more income to improve her lifestyle and keep her children in school.

Additional Information

About VisionFund Cambodia

VisionFund Cambodia is a Christian organization and microfinance institution that provides small loans and other financial services to improve the lives of children, empower poor women and their families, and grow successful businesses. The organization works primarily in rural parts of Cambodia and has distinguished itself by targeting the very poor who require smaller loan sizes, regardless of religious beliefs, gender or ethnic background.

Kiva lenders’ funds will help the organization to expand into the northeastern provinces of the country, which have historically been underserved and difficult to reach with financial services.

About Cambodia

  • $2,600
    Average annual income
  • 257
    View loans »
    Cambodia Loans Fundraising
  • $37,502,950
    Funds lent in using Kiva
  • 4,032.0
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A loan of $625 helped Oun to buy fertilizers for her farmland.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Sep 20, 2012
Nov 2, 2012
Currency Exchange Loss:
Oct 17, 2013