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Swaranalata is a 20-year-old unmarried girl living with her parents in the Khurda District of Odisha, India. She is engaged in the activity of making and selling handmade wall hangings, cushion covers, paper bags, candles, purses, etc. She makes these items in her home and sells them to the dealers in the nearby market. Her father is not financially strong enough to manage the family, so she helps her father manage the family expenses.

Swaranalata has requested a loan of 30,000 Indian rupees for purchasing fabrics, colours, paper, glue, glitters, decorative glass, wax, etc., in a bulk so that she can make her crafts in a large amount. She also wants to appoint one more person, who can assist her in the business and help her to make more of the products. In the future, she wants to give training to the village girls about this art. She also has a dream of giving her parents a quality standard of living.

Additional Information

Important note about this loan

Due to Indian government regulations, if you fund this loan, you will not be repaid for at least 3 years. This borrower will likely repay your loan much sooner than that, in which case, the Field Partner may re-loan your funds to help other local borrowers. We want you to be aware of this minimum 3-year waiting period and the associated risks before making a loan to Indian borrowers on Kiva. Learn More >

About People's Forum

People’s Forum is a development organization based in Odisha, India that provides affordable loan products and support services to women. The organization distinguishes itself by reaching out to particularly marginalized groups, including leprosy-affected families, widows, single mothers, and disabled persons. People’s Forum will harness Kiva’s flexible, zero-interest capital to serve even more borrowers in one of the poorest regions of India.

About India

  • $4,000
    Average annual income
  • 172
    View loans »
    India Loans Fundraising
  • $5,192,575
    Funds lent in using Kiva
  • 53.4
    India Rupees (INR) = $1 USD
Paying Back

This loan has been fully funded!

A loan of $575 helped Swaranalata to pay for purchasing fabrics, colours, wax, glitters, glue, and decorative glass for doing her craft work.
0% repaid
Repayment Term
43 months (Additional Information)
Repayment Schedule
At end of term
Oct 8, 2012
Oct 24, 2012
Currency Exchange Loss: