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Sengheap's Group
In this Group: Sengheap, Yoem, Sor
Sengheap, 19, lives with family members in a rural village of the Pursat province’s Sampov Meas district, and she has one daughter who is dependent and still too young for school. She and her husband earn a living through farming rice and planting oranges and sugarcane, which they both have been in for 10 years to make a living. The current business earns them about 16,000 KHR (Cambodian riels) per day, and they can save about 10,000 KHR each day for their future needs.

This is the first microloan for Sengheap’s group with VisionFund. Now leading her group of three to apply for a loan, Sengheap, will use her portion to buy fertilizers for her farmland. She hopes to increase her crop yields and earn more income to improve her standard of living and keep her daughter in school when she is old enough.

Additional Information

About VisionFund Cambodia

VisionFund Cambodia is a Christian organization and microfinance institution that provides small loans and other financial services to improve the lives of children, empower poor women and their families, and grow successful businesses. The organization works primarily in rural parts of Cambodia and has distinguished itself by targeting the very poor who require smaller loan sizes, regardless of religious beliefs, gender or ethnic background.

Kiva lenders’ funds will help the organization to expand into the northeastern provinces of the country, which have historically been underserved and difficult to reach with financial services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Cambodia

  • $2,600
    Average annual income
  • 258
    View loans »
    Cambodia Loans Fundraising
  • $37,494,750
    Funds lent in using Kiva
  • 4,032.0
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A portion of Sengheap's Group's $650 loan helped a member to buy fertilizers for her farmland.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Sep 19, 2012
Nov 2, 2012
Currency Exchange Loss:
Oct 17, 2013