Ngan is a 64-year-old married woman. She lives with two children and her husband in Ho Chi Minh City. Her husband is retired. For three years, she has run a general store selling household items and personal-use products for people in her community.
Ngan would like a loan to purchase better quality products at competitive prices from wholesalers. She hopes this will enable her to better meet the needs of her customers and attract additional customers.
She also hopes that through her loan she will be able to increase her income and save money for any future difficulties facing her family.
About Capital Aid Fund for Employment of the Poor
Capital Aid Fund for Employment of the Poor (CEP) is a non-profit Vietnamese microfinance institution that operates in the provinces of southeastern Vietnam and the Mekong Delta. CEP's head office is located in Ho Chi Minh City. This institution’s mission is to work with, and for, the poor and poorest to realize sustained improvements in well-being through the provision of financial and complementary non-financial services in an honest, efficient, and sustainable manner. The non-financial services CEP offers to complement its basic credit and savings products include financial education, raising awareness of health and sanitation issues, and education scholarships for children.