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Gulnara is from the village of Vedidkari. She is 53 years old and lives with her husband and 26-year-old daughter. The family earns their living through an agricultural business. They are involved in the animal husbandry business and have two milk cows, whose milk is used in cheese products. In addition, Gulnara grows nuts and maize on the family-owned land. She does all relevant agricultural work to ensure a good harvest. Gulnara is a very hardworking person, with a rich experience in her work.

Gulnara requested a loan to purchase a milking cow. She will be able to produce and sell more cheese. She wants to expand her business in order to earn a good profit. With increased profits, she will be able to reinvest in her agricultural business, as well as spend more on the family’s daily needs and the living conditions for the family will be improved.

Additional Information

About LLC Micro Finance Organization Credo

LLC Credo (Credo) is a microfinance organization in Georgia that provides sustainable credit services to alleviate poverty in rural areas, including business loans, agriculture loans, household loans, crop insurance and more. Kiva lenders’ funds are used to help the organization expand its outreach to even more entrepreneurs, farmers and households in remote areas.

About Georgia

  • $6,100
    Average annual income
  • 36
    View loans »
    Georgia Loans Fundraising
  • $7,802,825
    Funds lent in using Kiva
  • 1.7
    Georgia Lari (GEL) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,225 helped Gulnara to purchase a milk cow.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Oct 10, 2012
Oct 24, 2012
Currency Exchange Loss:
Oct 17, 2013