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Bernice is a 40-year-old married woman. She has three children. She describes herself as honest.

Bernice operates a beauty salon where she provides hair services and sells beauty products. Her business is located within a slum area and her primary customers are residents from the slum. She describes her biggest business challenge as inadequate funds for improving the business.

Bernice will use the 20,000 KES loan to buy cosmetics for her salon. Her business goal is to run multiple beauty salons within 5 years. This is her first loan with SMEP DTM.

About Kenya

  • $1,800
    Average annual income
  • 756
    View loans »
    Kenya Loans Fundraising
  • $43,830,000
    Funds lent in using Kiva
  • 85.2
    Kenya Shillings (KES) = $1 USD

Success!! The loan was 100% repaid

A loan of $250 helped Bernice to buy cosmetics for her salon.
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
Sep 21, 2012
Oct 24, 2012
Currency Exchange Loss:
May 17, 2013