Evaline is a 30-year-old married woman. She has one child. She describes herself to be honest and intelligent. She operates a retail store where she sells clothes. Her business is located in a densely populated area, and her primary customers are local residents and people from nearby environs. She describes her biggest business challenge to be insufficient funds for improving the business. She will use the 20,000 KES loan to buy more clothes to sell. Her business goal is to run multiple boutiques within five years. She hopes that in the future, she will expand her business. This is her first loan with SMEP DTM.