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Elsie is 52 years old and lives in Malintuboan, Labason, Zamboanga del Norte. She is married with 5 children.
Elsie has a sari-sari store and sells fish and earns approximately PHP 4,000 each month doing this type of work. She has requested a loan for additional capital. Elsie joined PMPC in 2012. In the future, Elsie hopes to expand her business.

Additional Information

About Paglaum Multi-Purpose Cooperative

Paglaum Multi-Purpose Cooperative (PMPC) was founded in 1992 by the beneficiaries, parents and staff of the Paglaum Community Development Foundation to address economic and livelihood activities for sustainability. The organization operates in the northwestern provinces of Mindanao and Visayas.

In the local vernacular, “paglaum” means “hope.” The initial foundation is dedicated to child development through a holistic approach. The goal is to build self-reliance and expand opportunity so the poorest of the poor can help themselves.

About Philippines

  • $7,000
    Average annual income
  • 996
    View loans »
    Philippines Loans Fundraising
  • $63,411,650
    Funds lent in using Kiva
  • 41.3
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $175 helped Elsie to buy more groceries and fish to sell/retail.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Oct 16, 2012
Oct 24, 2012
Currency Exchange Loss:
May 25, 2013