Ngoc is 43 years old and is married. She lives with her husband in Ho Chi Minh City.
Her husband earns money by working as a carpenter. Ngoc earns an income to support her family running a business of selling wood products. She intends to use her loan to invest in her factory by buying a greater quantity and a variety of wood materials for making wooden furniture and wooden products to sell from her store.
Ngoc hopes her business runs smoothly and will help her to improve her family's living conditions and save money for her children's education.
About Capital Aid Fund for Employment of the Poor
Capital Aid Fund for Employment of the Poor (CEP) is a non-profit Vietnamese microfinance institution that operates in the provinces of southeastern Vietnam and the Mekong Delta. CEP's head office is located in Ho Chi Minh City. This institution’s mission is to work with, and for, the poor and poorest to realize sustained improvements in well-being through the provision of financial and complementary non-financial services in an honest, efficient, and sustainable manner. The non-financial services CEP offers to complement its basic credit and savings products include financial education, raising awareness of health and sanitation issues, and education scholarships for children.