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Alexandra Cecilia
In Los Bajos de Montecristi, a city well known for its abundance of traditional items such as the straw hats known throughout the country and abroad, there is a bimonthly meeting of the members of the Las Palmitas Communal Bank.

This is where Alexandra lives. She is 19 years old, she is married, and she is pregnant with her first child. Her husband is an artisan.

Deciding to earn money on her own in order to get ahead and to help her husband with expenses at home, she started working selling all styles of clothing. She makes sales going door to door and she also makes sales from her own home, where customers come when they need a new garment or when she has new merchandise. She makes her rounds three days per week, she allows her customers to purchase on credit, and she collects payments every two weeks. She buys her merchandise in nearby Manta when needed. She has been running this business for two years and things have gone well for her.

This loan will used to purchase more inventory, such as pants, blouses, shirts, and children's clothing. She has been a member of the Communal Bank for three lending cycles and she is grateful for the assistance that the loans provide her. She hopes to have her baby and to get ahead in life.
View original language description ↓
En Los Bajos de Montecristi, ciudad conocida por su diversidad de productos típicos, como por ejemplo los sombreros de paja toquillas conocidos dentro y fuera del país se reúnen cada 15 días las socias del Banco Comunal Las Palmitas.

En este lugar vive la señora Alexandra, tiene 19 años de edad, es casada y está embarazada de su primer hijo. Su esposo es artesano.

Ella con la intención de ganar algo por su cuenta y con esto poder salir adelante y ayudar a su esposo con los gastos del hogar se dedica a la venta de ropa de todo tipo, su forma de venta es puerta a puerta y también vende en su casa hasta donde llegan sus clientes cuando necesitan de alguna prenda o cuando lleva mercadería nueva, ella sale a recorrer tres días de la semana, deja a crédito a sus clientes y cobra cada quince días. Su mercadería la va a comprar a Manta cada vez que necesita. Tiene dos años que se dedica a esta actividad y le va muy bien.

Este crédito lo va emplear en comprar más mercadería como: pantalones, blusas, camisetas y ropa de niños. Está en el Banco Comunal desde hace tres ciclos y le gusta por la ayuda que le brindan los créditos para salir adelante.

Sus sueños son tener su bebe y salir adelante.

About Ecuador

  • $10,200
    Average annual income
  • 58
    View loans »
    Ecuador Loans Fundraising
  • $23,551,600
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $650 helped Alexandra Cecilia comprar pantalones, blusas, camisetas y ropa de niños.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Oct 15, 2012
Listed
Nov 2, 2012
Currency Exchange Loss:
N/A
Ended:
Apr 17, 2013