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María Lucciola
In Los Bajos de Montecristi, a city well known for its abundance of traditional items such as the straw hats known throughout the country and abroad, there is a bimonthly meeting of the members of the Las Palmitas Communal Bank.

Maria lives in this area, she is 41 years old, married, and has six children ages 23, 20, 16, 15, 12, and 10 years. Five of her children still live at home with her, three are in high school, and one is in grade school. Her husband is a businessman and artisan.

Maria is requesting this loan on behalf of her husband who works selling fruits and vegetables. Very early in the morning he leaves in his car to go to the wholesale market to stock up on the produce which he will later take to sell in the city, particularly to areas where where he makes many sales. In the afternoons he also works making straw hats which once a week he sells to vendors in Montecristi. He has been running these businesses for more than 15 years and this has allowed him to get his family ahead in life.

This loan will be used to purchase fruits, vegetables, and straw for making hats. She has been with the Communal Bank through four rounds and she appreciates the assistance they provide through the loans.

She hopes to one day purchase another car as the one she has is somewhat old.
View original language description ↓
En Los Bajos de Montecristi, ciudad conocida por su diversidad de productos típicos, como por ejemplo los sombreros de paja toquillas conocidos dentro y fuera del país se reúnen cada 15 días las socias del Banco Comunal Las Palmitas.

En este lugar vive la señora María, tiene 41 años de edad, está casada y de esta relación tienen seis hijos de 23, 20, 16, 15, 12 y 10 años de edad, cinco de ellos aun viven con ella, tres estudian en colegio y la menor en escuela. Su esposo es comerciante y artesano.

Doña María realiza el crédito para su esposo el cual se dedica a la venta de frutas y legumbres, muy de madrugada él parte en su carro hasta el mercado de mayoristas para surtirse de sus productos los mismos que luego de esto los lleva a distribuir por toda la localidad en especial a los campos donde realiza muchas ventas, también en las tardes se dedica a elaborar sombreros de paja toquilla los mismos que una vez por semana entrega a comerciantes en Montecristi, lleva más de 15 años con sus actividades comerciales con lo cual ha sacado adelante a su familia.

Este crédito es para comprar frutas, legumbres y paja toquilla para elaborar los sombreros. Lleva cuatro ciclos en el Banco Comunal y le gusta por la ayuda que le brindan los créditos.

Su sueño es comprar otro carro ya que el que tienen está un poco deteriorado.



About Ecuador

  • $10,600
    Average annual income
  • 57
    View loans »
    Ecuador Loans Fundraising
  • $24,312,500
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $875 helped María Lucciola to purchase fruits, vegetables, and material for straw hats.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Oct 15, 2012
Listed
Nov 1, 2012
Currency Exchange Loss:
N/A
Ended:
Apr 17, 2013