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Lizeth
Lizeth, 35, is a young mother of two children; she lives with her husband in San Carlos, Costa Rica. With much effort she and her husband started to build their house but have been unable to finish it for lack of economic resources. They must finish the sides of the roof because rain leaks in constantly because this is winter season.

Lizeth is concerned about this situation because it affects her children’s health. They must also install ceilings, repair flooring that’s worn out and paint walls, among other things.

This is why she’s asking for a one-million colon loan to buy building materials and to pay labor costs to finish her house. She is grateful for the opportunity to get quick credit with payment terms she can afford.
View original language description ↓
Lizeth es una joven madre de 35 años de edad, tiene dos hijos, vive con su esposo en la localidad de San Carlos, Costa Rica. Con mucho esfuerzo ella y su esposo comenzaron a construir su casa, no la han podido terminar por falta de recursos económicos, deben concluir los laterales del techo por donde entra la lluvia constantemente ya que el pais esta en la época de invierno, a Lizeth le preocupa esta situación ya que afecta la salud de sus hijos, también deben poner cielo raso, mejorar parte del piso que se ha deteriorado y pintar paredes entre otras cosas. Por esta razón está solicitando un crédito de un millón de colones (¢1.000.000) para comprar materiales de construcción y pagar mano de obra y de esta manera poder terminar su vivienda.
Ella agradece la oportunidad de obtener crédito rápido y de cuotas a su alcance.

Additional Information

More information about this loan

As a small and relatively young MFI located in Costa Rica, EDESA has difficulty attracting other sources of capital. Many other microfinance funders do not work in Costa Rica, because overall the country is too rich. However, organizations such as EDESA work with extremely marginalized populations in Costa Rica that really need the access to capital that EDESA provides. By funding EDESA, Kiva lenders are allowing the organization to grow and reach more people than they otherwise would be able to reach.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Costa Rica

  • $11,100
    Average annual income
  • 12
    View loans »
    Costa Rica Loans Fundraising
  • $4,059,650
    Funds lent in using Kiva
  • 498.7
    Costa Rica Colones (CRC) = $1 USD
Paying Back - Currency Exchange Loss

This loan has been fully funded!

A loan of $2,025 helped Lizeth to buy building materials ad paint to finish the house.
73% repaid
Repayment Term
39 months (Additional Information)
Repayment Schedule
Monthly
Disbursed:
Oct 28, 2012
Listed
Oct 23, 2012
Currency Exchange Loss:
Possible