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Ludy Eduviges
Ludy lives in an area in south Guayaquil known as El Suburbio. At 37 years old, she has a profession not common among men, cutting and sewing. She started 15 years ago, learning from her uncle who had the same profession. She really liked it and took several courses to expand her knowledge and improve her technique. Ludy says that for every job what counts the most is experience, which is acquired over time, and she already has a lot. She works Monday through Sunday from 7 in the morning until 6 at night, as long as she finishes the order. her specialty are men's suits, formal dresses, Her are very popular. She also makes shirts, unisex pants, blouses and uniforms. Her workshop is located in her house where she has her machine and her cutting table. The biggest problem Ludy faces is delivering the items once they are finished. She gets around in a lot of buses and theives steal her work. The loan she is asking for is to buy a sewing machine. The one she has is old and needs to be changed. She won't throw it out, but will hhire someone to use it. In the future, she hopes to buy an industrial machine to offer better service to her customers. With the loan, Ludy will buy fabric, thread, etc.
View original language description ↓
Ludy vive en el sur de Guayaquil conocido como el Suburbio. A sus 37 años tiene una profesión poco común en hombres, la corte y confección . Ella empezo hace 15 años aprendiendo de su tío quien tenía esta misma profesión, le gusto mucho por lo que realizo varios cursos para ampliar sus conocimientos y mejorar las técnicas. Ludy comenta que en todo trabajo lo que más cuenta es la experiencia que se adquiere con el tiempo y ella ya tiene bastante. Trabaja solo de lunes a domingos desde las 7 de la mañana hasta las 6 de la tarde siempre que termine con el pedido. Su especialidad son los ternos de caballeros , vestidos de gala , los cuales tienen gran acogida, también confecciona camisas, pantalones unisex, blusas y uniformes. El taller está ubicado en su domicilio donde tiene su máquina y una mesa para el corte. El mayor problema que enfrenta Ludy es la entrega de las prendas una vez terminadas, como se mueve en busetas teme que los ladrones roben su trabajo. El préstamo que está solicitando es para la ya que la actual esta vieja y necesita un cambio, igual no la desechara ya que de necesitar contratar alguien le serviría. Espera a futuro comprar una maquina industrial con la que brindaría mejores servicios a sus clientelas .Con el préstamo Ludy comprara telas, hilos ,etc.

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,200
    Average annual income
  • 35
    View loans »
    Ecuador Loans Fundraising
  • $23,432,450
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,075 helped Ludy Eduviges to buy another sewing machine, fabric, thread, etc.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Sep 18, 2012
Listed
Nov 1, 2012
Currency Exchange Loss:
N/A
Ended:
Nov 22, 2013