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Manzarath's Group
In this Group: Manzarath , Sena Flora
This is a group composed of two women who mutually guarantee one another. Manzarath, the group's official, is 25 years old, married, and the mother of two children, of whom one is in school. Manzarath has been selling sacks of charcoal out of her home for two years. She gets her supplies from one of the markets in Benin.

With the aim of increasing her sales and responding favorably to the needs of her customers, she requested and obtained a micro-loan from Finadev. The profits derived from this loan will allow her to help cover her child's schooling costs and to meet her needs.

Manzarath is on the left in the photo.
View original language description ↓
Il s'agit d'un groupe composé de deux femmes en caution solidaire. Manzarath la responsable, âgée de 25ans, est mariée et mère de deux enfants dont un est scolarisé. Elle vend des sacs de charbon à domicile depuis 02ans et s'approvisionne dans l'un des marchés du Bénin. En vue d'augmenter son chiffre d'affaire et de répondre favorablement aux besoins de ses clients, elle a sollicité et a obtenu un micro crédit à Finadev. Le bénéfice dégagé de ce crédit lui permettra de participer à la scolarisation de son enfant et de subvenir à ses besoins. Manzarath se retrouve à gauche dans la photo.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Benin

  • $1,600
    Average annual income
  • 0
    View loans »
    Benin Loans Fundraising
  • $4,467,950
    Funds lent in using Kiva
  • 500.3
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD

Success!! The loan was 100% repaid

A portion of Manzarath's Group's $1,200 loan helped a member to purchase charcoal to sell from home.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Sep 25, 2012
Oct 21, 2012
Currency Exchange Loss:
Oct 29, 2013