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Grigol is from Tskaltubo district. He is 68 years old and lives with his mother, sister and son. Grigol, his mother and sister are pensioners and the son works for a scrap metal broker and gets a monthly salary. The family is involved in agricultural business. In particular, Grigol runs a small dairy farm. He has two milk cows, whose milk is used for cheese products, which are sold at the local open market. In addition, he has a pig and sells piglets locally. In addition, the family grows nuts on family-owned land and has a vineyard. Grigol does all relevant agricultural work to ensure a good harvest. He picks grapes and produces wine, which is sold to wine retailers.

He requested a loan to renovate the house. The existing house is old and damaged. Grigol will purchase building materials and repair it. Then, the living conditions of the family will be improved and they will be able to spend their evenings after a hard working day in a more comfortable environment. Grigol hopes for your help and kindness.

Additional Information

About LLC Micro Finance Organization Credo

LLC Credo (Credo) is a microfinance organization in Georgia that provides sustainable credit services to alleviate poverty in rural areas, including business loans, agriculture loans, household loans, crop insurance and more. Kiva lenders’ funds are used to help the organization expand its outreach to even more entrepreneurs, farmers and households in remote areas.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Georgia

  • $6,100
    Average annual income
  • 39
    View loans »
    Georgia Loans Fundraising
  • $8,073,000
    Funds lent in using Kiva
  • 1.7
    Georgia Lari (GEL) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,825 helped Grigol to renovate his house.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Sep 28, 2012
Oct 23, 2012
Currency Exchange Loss:
Oct 17, 2013