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Noudehou Group
In this Group: Lucienne Hortense, Christiane, Edith, Blandine, Antonine Blandine, A. Agnès, Amevi Jeanne, Euphrasie, Rufine, Jacqueline, Albertine, Françoise
The group NOUDEHOU consists of twelve friends who live in the same neighborhood. The group’s representative is Lucienne Hortense, seen with her hand raised in the photo. Lucienne Hortense is 44 years old and she lives in Benin. She ended her studies at the secondary level. She is married to a man named Laurent and she has two dependent children, one of them being her own child. She lives with her husband and their children, and the couple handle the various household responsibilities together.

To that end, Lucienne Hortense sells kitchen utensils (plates, etc.) and firewood from her home and through the distribution system. She buys her merchandise in Benin.

To achieve customer satisfaction and to increase her sales and revenue, Lucienne Hortense is seeking a 4th loan from ALIDé together with the other members of the group NOUDEHOU. All three past loans were repaid without incident.
Le groupement NOUDEHOU est composé de douze personnes qui résident dans le même quartier et sont des amies. La représentante du groupe, du nom de Lucienne Hortense est celle qui a la main levée sur la photo. Lucienne Hortense est âgée de 44 ans et vit au Bénin. Lucienne Hortense a arrêté l’école au niveau secondaire. Lucienne Hortense est mariée à un certain Laurent et a deux enfants à charge, dont un représente son propre enfant. Lucienne Hortense vit ensemble avec son mari et ses enfants. Le couple assure ensemble les divers besoins de la maison. Afin d’assurer les diverses charges de la famille, Lucienne Hortense mène comme activité la vente d'ustensiles de cuisine (assiettes, etc.) et de bois de chauffage à son domicile. Lucienne Hortense vend ses produits également par le système de distribution. Lucienne Hortense s’approvisionne au Bénin. Dans la quête de la satisfaction de sa clientèle et pour accroître son chiffre d’affaires et son revenu, Lucienne Hortense sollicite ensemble avec les autres membres du groupement NOUDEHOU, un quatrième crédit auprès de ALIDé. Les trois premiers prêts ont été bien remboursés.

Additional Information

About Alidé

Alidé is a Beninese NGO that works to reduce poverty by offering sustainable access to productive loans like this one in addition to savings, training sessions, and social work to low-income families.

Supporters of this loan should be aware that there is some risk of being repaid late. Because the Beninois Ministry of Finance has imposed restrictions on the amount of money Alidé can send to Kiva, the organization can only send monthly repayments in installments smaller than $13,000. This means that some Kiva lenders may receive their repayments late. However, Alidé remains a healthy institution in good standing with its creditors, and Kiva would like to continue working to support its clients. For more information, please refer to Alidé's partner profile page.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Benin

  • $1,600
    Average annual income
  • 0
    View loans »
    Benin Loans Fundraising
  • $4,467,950
    Funds lent in using Kiva
  • 500.3
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD

Success!! The loan was 100% repaid

A portion of Noudehou Group's $2,775 loan helped a member to buy sets of plates and firewood for resale.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Sep 19, 2012
Oct 21, 2012
Currency Exchange Loss:
Sep 18, 2013