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A young man of 27, Mr. Ségbognalé is unmarried and without children, and he is a retailer in Lomé. He has a revenue-generating businesses selling phone minutes cards to his customers door to door. He has been in this business since 2009 and gets his supplies generally from communication companies. His inventory no longer manages to meet the demands of his customers. This is why he is requesting a second loan from WAGES to purchase supplies. He wants to reinvest in his business, have a monopoly in the market, and to get married later on.
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Jeune homme de 27ans, célibataire et sans enfants, mr Ségbognalé est revendeur à Lomé. Il exerce comme activité génératrice de revenus, la vente des cartes de recharges de façon ambulante à ses clients. Il mène cette activité depuis 2009 et s’approvisionne généralement dans les sociétés de communication. Son stock n’arrive plus à couvrir les demandes des clients, c’est pour cela il sollicite de WAGES un second prêt pour acheter de la marchandise. Il veut réinvestir dans l’activité, avoir un monopole sur le marché et se marier plus tard.

Additional Information

About Women and Associations for Gain both Economic and Social

This loan is administered by Women and Associations for Gain both Economic and Social (WAGES), Togo’s second-largest microfinance institution. Along with a wide range of savings and loan products, WAGES offers its clients training programs in basic literacy, health care (HIV/AIDS and malaria), and business-related subjects (business management, marketing, accounting). You can show your support for WAGES by joining its lending team!

About Togo

  • $1,700
    Average annual income
  • 2
    View loans »
    Togo Loans Fundraising
  • $8,707,225
    Funds lent in using Kiva
  • 500.3
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD
A loan of $1,000 helped Ségbognalé to purchase phone minutes cards to sell.
Repayment Term
14 months (Additional Information)
Repayment Schedule
Oct 2, 2012
Nov 1, 2012
Currency Exchange Loss:
Nov 30, 2012