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Wilson Raul

Update on Wilson Raul

Wilson Raul is 33 years old, married with two children. He lives with his wife and children in the city of Ventnas, in the province of Los Rios.

He is a member of the "VRC Caminando Hacia el Futuro” [Heading towards the Future] bank group, which is located in a development site called "Jesus el gran Poder" [Jesus our Savior] located within Ventanas, which is dedicated to agricultural work.

Wilson Raul is engaged in agricultural worker planting corn. He is requesting this loan to buy insecticides, fertilizer and anti-weed liquid. With the help of this loan, he can buy the fertilizer to work the crops.

He will make his purchases ​​in the cities of Ventanas and Mocache. His dream is to keep working to get ahead. In his free time, he likes to do a little of everything.

"I am very grateful for the previous loan which was very helpful for the previous crops".
View original language description ↓
WILSON RAUL tiene 33 años de edad es casado tiene dos hijos, vive con la esposa y con los hijos en la ciudad de Ventnas Provincia de los ríos.

Es integrante de la VRC CAMINANDO HACIA EL FUTURO, SE ENCUENTRA UBICADA EN EL RECINTO JESUS DEL GRAN PODER, PERTENECE AL CANTÓN VENTNAS, SE DEDICAN A LABORES AGRÍCOLAS.

WILSON RAÚL se dedica a la agricultura a la siembra de maíz. Solicita el crédito para comprar insecticidas, urea, líquido mata maleza. Con la ayuda del crédito podrá comprar los fertilizantes para trabajar en los cultivos.

Las compras las realizará en la ciudad de Ventanas y en Mocache. El sueño es seguir trabajando para salir adelante. En el tiempo libre le gusta practicar de todo un poco.

"Esta muy agradecido por el crédito anterior que le ha servido mucho para la anterior siembra".

Previous Loan Details

Wilson, 32, is married living with his wife and two children who are 7 and 10 years of age in Ventanas Canton, Los Ríos Province. The members of the “Caminando Hacia el Futuro” (Heading towards the Future) communal bank located in Jesús de Gran Poder are short cycle corn and rice farmers. W... More from Wilson Raul's previous loan »

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Ecuador

  • $10,200
    Average annual income
  • 52
    View loans »
    Ecuador Loans Fundraising
  • $23,889,575
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Wilson Raul to buy insecticides, fertilizer, anti-weed liquid.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
Oct 8, 2012
Listed
Oct 19, 2012
Currency Exchange Loss:
N/A
Ended:
Nov 23, 2013