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Phon's Group
In this Group: Phon, Pheng, Neam, Sreymao, Sokheng
A resident of the Sampov Meas district of Pursat Province, Cambodia, Phon is a 53-year-old married woman with two children, one of whom (her daughter) is a school-aged child and still dependent on her. Phon earns her living by selling grocery items and food, such as noodles and cooked rice with a variety of dishes.

This will be Phon’s fourth time requesting a loan via Kiva’s partner, VisionFund. She is very happy with the past loans that she obtained because she has successfully increased her working capital, which is crucial for business. Now she is leading a group of five female members to apply for a new loan with VisionFund. With the help of her portion of this loan, she will be able to buy more grocery items, such as soap, shampoo, sugar, canned items, and so on; this will help her meet her customers' needs. After receiving her loan, she believes that she will be able to improve customer satisfaction and thereby boost her income.

Additional Information

About VisionFund Cambodia

VisionFund Cambodia is a Christian organization and microfinance institution that provides small loans and other financial services to improve the lives of children, empower poor women and their families, and grow successful businesses. The organization works primarily in rural parts of Cambodia and has distinguished itself by targeting the very poor who require smaller loan sizes, regardless of religious beliefs, gender or ethnic background.

Kiva lenders’ funds will help the organization to expand into the northeastern provinces of the country, which have historically been underserved and difficult to reach with financial services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Cambodia

  • $2,600
    Average annual income
  • 299
    View loans »
    Cambodia Loans Fundraising
  • $38,170,450
    Funds lent in using Kiva
  • 4,032.0
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A portion of Phon's Group's $1,700 loan helped a member to stock her grocery store.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Sep 18, 2012
Nov 2, 2012
Currency Exchange Loss:
Oct 17, 2013