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Ms. Sanjeeda is a 27-year-old married woman. Two years ago, Sanjeeda started a parlor in a small corner of her two-room house. It was becoming very difficult for her husband to meet the family needs alone, as he is employed in a general store. So Sanjeeda initiated her business in order to support her family. Sanjeeda became well known in her town by providing good quality services to her customers. Now she is facing the problem of low cash-in-hand to buy the basic utensils and various products for her parlor. To help her to continue her operations, she requested for a loan of 20,000 PKR. She intends to utilize the loan amount to purchase more skin care products, makeup kits, rollers and steamers. This enables her to treat more clients at a time which will help to generate more cash.

Additional Information

About Kashf Foundation

Kashf Foundation is one of the leading microfinance providers in Pakistan, focused on expanding financial access for poor women across the country. The organization’s economic empowerment program has grown from 913 clients in 1999 to 284,653 clients as of May 2012, with a current outstanding portfolio of US$32 million.

Kashf has trained over 227,000 clients in basic financial literacy and systemized financial education since 2010, in addition to providing training in gender justice and empowerment to over 12,500 participants since 2011. This group includes clients, their husbands and adolescent boys in their communities.

Over the past 16 years, Kashf has disbursed an estimated 2 million loans. Today, it operates in 16 districts in Punjab province and 1 district in Sindh province through a network of 157 branches. It plans to open 19 new branches to cover all four of Pakistan’s provinces.

About Pakistan

  • $4,700
    Average annual income
  • 338
    View loans »
    Pakistan Loans Fundraising
  • $15,689,950
    Funds lent in using Kiva
  • 95.5
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $225 helped Sanjeeda to purchase more skin care products, makeup kits, rollers and steamers.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Sep 24, 2012
Nov 1, 2012
Currency Exchange Loss:
Oct 17, 2013