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Lavictoire Group
In this Group: Nyaruke, Ndugu, Kikuni, Chibalonza, Siuzike, Safari, Nabintu, Tulinabo, Nyampondo, Sifa, Rehema, Mitisho, Tulinabo, Katungu, Bachinanyi, Bwira, Antoinnette, Kakule, Kambale
Our client, Bachinanyi, is the secretary of the business group "La Victoire". She is married and the mother of three young children. Her husband works as a commission agent in the precious stones (minerals) business.

Bachinanyi sells Primus beer. She co-manages a small Nganda (pub) located in her house. She started this business using her own funds. Later on, she turned to the microfinance Hekima for financial support. This is her second loan cycle.

Bachinanyi will use her loan to buy four crates of Primus, four crates of Amstel, two crates of Fanta etc.

She praises the initiative taken by Hekima and dedicated to the empowerment of small female entrepreneurs, because so many of her co-borrowers' households depend on it.
View original language description ↓
La cliente Bachinanyi est secrétaire du le groupement d’affaire LaVictoire, elle est mariée et mère de 3 jeunes enfants. Son mari est un commissionnaire dans un comptoir de pierres précieuses (minerais). La cliente est vendeuse de boissons Primus. Elle est sociétaire d’un petit Nganda (bistro), organisée à son domicile. Elle commença son entreprise avec son fonds propre. Plus tard, elle sollicita le soutien de l’IMF Hekima. Elle est au 2eme cycle de crédit. Ce nouveau crédit doit lui servir de s’approvisionner avec 4 casiers de Primus et 4 casiers d’Amstel, 2 Fanta, etc. Ainsi, elle a du grand respect à l’initiative Hekima dédiée à autonomisation des petits entrepreneurs femmes, car autant de ménages de ses coéquipiers en dépendent.

Additional Information

More information about this loan


Important Information

HEKIMA is a microfinance institution headquartered in Goma, Democratic Republic of the Congo (DRC), with branch offices in Goma and Bukavu. HEKIMA aims to contribute to the transformation of the economic, social, and spiritual lives of the economically active poor of the DRC. To this end, HEKIMA provides its clients with solidarity group loans to support income-generating activities. Despite ongoing instability and violence in its operating areas, HEKIMA continues to keep its doors open and provide credit and savings services for its over 90% female clientele.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Congo (Dem. Rep.)

  • $700
    Average annual income
  • 4
    View loans »
    Congo (Dem. Rep.) Loans Fundraising
  • $11,618,125
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A portion of Lavictoire Group's $3,750 loan helped a member to buy four crates of Primus, four crates of Amstel, two crates of Fanta etc...
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Oct 12, 2012
Listed
Oct 22, 2012
Currency Exchange Loss:
N/A
Ended:
Mar 15, 2013