Update on NinaNina has already used one loan form KIVA. She invested the profits from the loan into expanding her store's gross revenue and consequentially her store's profits.
This time Nina would like to take out a loan of 15,000 griven to purchase a second sale space right across from her main store. It's a metal trailer where Nina will be selling additional items while taking advantage of her client base who come to her current sale space. Nina hopes that the profits from the expansion will substantially increase her profits and provide her with more opportunities to develop her business in the future.
В этот раз Нине необходима сумма в размере 15 000 гривен для того, чтобы приобрести еще одну торговую точку напротив уже имеющейся. Это – железный контейнер, с которого Нина будет торговать вдобавок к уже раскрученной торговой точке. Нина надеется, что полученные дополнительные средства дадут ей дополнительные возможности для развития бизнеса в будущем.
Previous Loan DetailsNina is a widow. She has two grown-up children. Nina lives in the city of Korolyovo, and works with selling food products. Her retail outlet is at the very center of the market, and the competition is not large. Nina has worked in this area for only two years. She has products worth around 50,000... More from Nina's previous loan »
About HOPE UkraineHOPE International, a Christian faith-based non-profit organization, has been operating in Ukraine since 1997. HOPE Ukraine was the organization’s first international venture. In addition to its core microfinance activities, HOPE also supports an active children's ministry in Ukraine in the form of “Tomorrow Clubs,” after-school programs that teach children the gospel through games, skits and songs.
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
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