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This is Evelyn, 56, resident of Silang, Cavite, Philippines. She is married to Januario, a driver and is a mother to her five children. Together with her husband, she manages her household while operating the business. At this time, she is working hard to continually provide income for her everyday expenses.

Evelyn is a micro entrepreneur that cooks and sells macapuno. Macapuno is a kind of dessert made of coconut. Aside from her macapuno business, she also makes candles for additional income. Her regular customers are her neighbors and the local community. She earns a minimum of PHP 500 in sales every day.

To help her continue operations of her business, she is requesting a PHP 15,000 loan. She will be utilizing the loan to buy ingredients used in making macapuno like coconut, sugar, vanilla and other ingredients. She expects a boost in her business income as she expands her business.

Evelyn hopes that her business will expand soon and dreams to give her family a good life. She faithfully meets up with her co-fellowship members to share stories of her work every week and where she can also draw strength and inspiration from the Word of God he studies.

* All CCT community partners / clients are organized into fellowship groups that meet on a weekly basis. A fellowship group is composed of 15 to 30 community partners. The fellowship groups gather each week to study the Word of God, build social capital, and pay Micro Finance loans.

Additional Information

About the Center for Community Transformation

The Center for Community Transformation (CCT) is dedicated to the development of communities and lives via spiritual transformation and access to financial services. CCT offers loan products to address the needs of micro-entrepreneurs in the Philippines. The organization’s loan products include small business, education, and housing loans. CCT utilizes a community-based approach to provide a variety of non-financial services that include training and development programs, clinics, disaster relief operations, a low-cost medicine program, and social service programs. CCT offers a unique “Pavement Dweller” program designed to provide food, housing, and job training. CCT also provides education support services to the poorest groups in the Philippines. Find more information about CCT on their website or join their lending team.

About Philippines

  • $7,000
    Average annual income
  • 1832
    View loans »
    Philippines Loans Fundraising
  • $60,929,450
    Funds lent in using Kiva
  • 41.3
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $375 helped Evelyn to pay for ingredients used in making macapuno.
100% repaid
Repayment Term
5 months (Additional Information)
Repayment Schedule
Oct 11, 2012
Oct 29, 2012
Currency Exchange Loss:
Feb 15, 2013