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Ms. Sardaran is a 43-year-old active, married woman. She has been doing excellent work in hand embroidery at her home for the last five years. She has exceptional skills in embroidery. She has gotten a lot of admiration from her community members. The demand for her collection is increasing day by day. She is contributing a lot to the family income. Her husband is employed in a small grocery store and one of her sons operates a food cart. However, their income is very unpredictable and not enough to cover everyday expenditures.

She has slowly but surely improved her business by taking loans from the Kashf Foundation. Now she is requesting a loan of Rs 20,000 to buy a stock of threads and packs of pearls in different colors to meet the increasing demand of her embroidery designs. Her customer base is varied and diverse. She hopes to have more profits and hence, better support her family.

Additional Information

About Kashf Foundation

Kashf Foundation is one of the leading microfinance providers in Pakistan, focused on expanding financial access for poor women across the country. The organization’s economic empowerment program has grown from 913 clients in 1999 to 284,653 clients as of May 2012, with a current outstanding portfolio of US$32 million.

Kashf has trained over 227,000 clients in basic financial literacy and systemized financial education since 2010, in addition to providing training in gender justice and empowerment to over 12,500 participants since 2011. This group includes clients, their husbands and adolescent boys in their communities.

Over the past 16 years, Kashf has disbursed an estimated 2 million loans. Today, it operates in 16 districts in Punjab province and 1 district in Sindh province through a network of 157 branches. It plans to open 19 new branches to cover all four of Pakistan’s provinces.

About Pakistan

  • $4,700
    Average annual income
  • 361
    View loans »
    Pakistan Loans Fundraising
  • $15,689,950
    Funds lent in using Kiva
  • 95.5
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $225 helped Sardaran to buy a stock of threads and packs of pearls in different colors to meet increasing demand.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Oct 2, 2012
Oct 23, 2012
Currency Exchange Loss:
Oct 17, 2013