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This is William, 56, resident of Silang, Cavite, Philippines. He is married to Anabelle, a housewife and mother to their children. William works hard to provide a reliable income for their everyday expenses.

William and Anabelle operate a school supplies business adjacent to their home. There, one can buy items like pens, bond paper, and cartolina without having to go to a bookstore. William gets the supplies at wholesale prices and sells them by the piece. His regular customers are his neighbors and the local community. He earns a minimum of 300 PHP in sales every day.

To help him continue operations of his business, William is requesting a 20,000 PHP loan. He will use the loan to purchase school supplies and expand his product inventory. He expects a boost in income as he expands his business.

William dreams of giving his family a good life through all his hard work on his business. Every week, he faithfully meets up with his co-fellowship* members to share stories of his work and draw strength and inspiration from studying the Word of God.

* All CCT community partners / clients are organized into fellowship groups that meet on a weekly basis. A fellowship group is composed of 15 to 30 community partners. The fellowship groups gather each week to study the Word of God, build social capital, and repay Micro Finance loans.

Additional Information

About the Center for Community Transformation

The Center for Community Transformation (CCT) is dedicated to the development of communities and lives via spiritual transformation and access to financial services. CCT offers loan products to address the needs of micro-entrepreneurs in the Philippines. The organization’s loan products include small business, education, and housing loans. CCT utilizes a community-based approach to provide a variety of non-financial services that include training and development programs, clinics, disaster relief operations, a low-cost medicine program, and social service programs. CCT offers a unique “Pavement Dweller” program designed to provide food, housing, and job training. CCT also provides education support services to the poorest groups in the Philippines. Find more information about CCT on their website or join their lending team.

About Philippines

  • $7,000
    Average annual income
  • 988
    View loans »
    Philippines Loans Fundraising
  • $63,411,650
    Funds lent in using Kiva
  • 41.3
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $500 helped William to buy office and school supplies for sale.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Oct 10, 2012
Oct 23, 2012
Currency Exchange Loss:
Apr 17, 2013