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This is Victoriano, 43, resident of Silang, Cavite, Philippines. He is married to Gemma, a housewife and mother to their three children. Victoriano works hard to provide reliable income for their everyday expenses.

Victoriano oversees operations of a Jeepney transportation business. The business has one Jeep that carries up to sixteen passengers--most of whom come from the local community--to their destinations. He earns a minimum of 1,000 PHP from the quota the driver remits each day.

To help him continue operations of his business, Victoriano is requesting a 10,000 PHP loan. He will use the loan to maintain his Jeep. He expects a boost in his income as he expands his business.

Victoriano dreams of giving his family a good future. Every week, he faithfully meets up with his co-fellowship* members to share stories of his work and draw strength and inspiration from studying the Word of God.

* All CCT community partners / clients are organized into fellowship groups that meet on a weekly basis. A fellowship group is composed of 15 to 30 community partners. The fellowship groups gather each week to study the Word of God, build social capital, and pay Micro Finance loans.

Additional Information

About the Center for Community Transformation

The Center for Community Transformation (CCT) is dedicated to the development of communities and lives via spiritual transformation and access to financial services. CCT offers loan products to address the needs of micro-entrepreneurs in the Philippines. The organization’s loan products include small business, education, and housing loans. CCT utilizes a community-based approach to provide a variety of non-financial services that include training and development programs, clinics, disaster relief operations, a low-cost medicine program, and social service programs. CCT offers a unique “Pavement Dweller” program designed to provide food, housing, and job training. CCT also provides education support services to the poorest groups in the Philippines. Find more information about CCT on their website or join their lending team.

About Philippines

  • $7,000
    Average annual income
  • 720
    View loans »
    Philippines Loans Fundraising
  • $63,241,750
    Funds lent in using Kiva
  • 41.2
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $250 helped Victoriano to buy spare parts and maintain his jeep.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Oct 9, 2012
Oct 23, 2012
Currency Exchange Loss:
Mar 15, 2013