Kalameli is 42 years old and married with 5 children. She runs a small business selling pancakes in her community and has been doing this for 2 years. Kalameli has requested a loan to buy flour, sugar and oil for her business. She joined SPBD in 2010 to gain access to capital. With her earnings, Kalameli will save her profit to help her kids education.
South Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.