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Carmen Amparo
The Communal Bank "Amor Y Paz" meets every fifteen days in the parish of Calderón in the city of Portoviejo. In this area the people make a living in agriculture, raising livestock and selling their products.

Here Amparo lives. She is 39 years old, married and has three children from this relationship. One of her children is already of independent age and the other two are 17 and 15 years old. All of her children are studying, her daughter is at university and the youngest are in high school. All of her children live at home. Her husband is a merchant.

Together they have a family business, producing plantain chips. They work nine hours everyday in producing and delivering their products. They divide the work amongst themselves, some in the production and the others in traveling to deliver their products. They bring their product to several stores in the area and also in some stores in Rocafuerte and Portoviejo. With them, three aditional people work whom they pay a weekly salary.

They are going to use this product to buy oil, butter and plantains to make their sales and fill the orders that they have. She is a founding member of the Communal Bank and she likes it because the loans have always brought her great help.

Her dream is to expand her business and have industrial machines that are satisfactory to make the chips.
View original language description ↓
El Banco Comunal Amor Y Paz se reúne cada quince días en la parroquia Calderón de la ciudad de Portoviejo, localidad donde la gente se dedica en gran parte a la agricultura, cría de animales y a la venta de sus productos.

En este lugar vive la señora Amparo, tiene 39 años, es casada y de esta relación tiene tres hijos, uno ya es mayor de edad y dos de 17 y 15 años, todos están estudiando la mayor en universidad y los menores en colegio, todos ellos aun viven en su casa. Su esposo es comerciante.

Ellos tienen un negocio familiar, se dedican a la producción de chifles. Trabajan todos los días 9 horas al día tanto en la producción como en la entrega de sus productos, ellos se reparten las tares que hay que realizar, unos en la producción y otros en los recorridos entregando los productos ya que entregan en diferentes tiendas de la localidad y también en Rocafuerte y Portoviejo en algunas tiendas en dichos lugares. Con ellos además de la familia trabajan tres personas a las cuales se les paga un sueldo semanal por su labor.

Este crédito lo van a utilizar en comprar aceite, manteca y plátanos para cumplir con las ventas y los pedidos que tienen. Es socia fundadora del Banco Comunal y le gusta porque siempre le han brindado gran ayuda con los creditos.

Su sueño es ampliar su negocio y tener maquinarias industriales adecuadas para la fabricación del chifle.

About Ecuador

  • $10,200
    Average annual income
  • 54
    View loans »
    Ecuador Loans Fundraising
  • $23,490,725
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $650 helped Carmen Amparo to buy oil, butter and plantains.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Oct 11, 2012
Listed
Nov 1, 2012
Currency Exchange Loss:
N/A
Ended:
Apr 17, 2013